How to add cash to chime account? Complete Guide

How to add cash to chime account? Despite Chime’s many convenient methods of adding money to your account, adding cash to your account is one of the most sought-after features.

You can use Chime to deposit cash for everyday expenses or receive cash as a gift, so knowing how to do so can be a great help.

Using this guide, we’ll show you how to add cash to your Chime account step-by-step, making your digital banking experience as flexible and accessible as possible.

Join Chime to say goodbye to traditional banking hassles and welcome to the future of finance.

Is direct deposit the only way to add funds to chime account?

It is certainly not the only way to deposit funds into your Chime Checking Account, as direct deposit is the simplest and most reliable.

You can also transfer funds via ACH, cash deposits, and mobile check deposits to Chime.

Walgreens and other retail locations allow you to deposit cash for free. Walmart, CVS, and 7-Eleven are other retail partners that accept deposits.

It is easy to deposit cash to your Chime account at Walgreens: simply go to the register, hand over your money and Chime Visa® Debit Card, and you will be able to spend, save, or send money via Pay Anyone as soon as you leave the store.

Add cash to your Walgreens account for no fee. Walgreens has 8,500+ locations across the country, which is more than any bank has. Also, you can get paid up to two days early by setting up direct deposit to your Chime account.

You can transfer money from another bank to your Chime Checking Account at by logging into your Chime account, selecting Move Money, then Transfers.

The external account will be connected to your Checking Account instantly if you enter the login credentials for your other bank (your external account).

How do I set up Chime direct deposit?

With direct deposit, your Chime app will start unlocking more awesome features. See below for more information.

The following steps will help you get started:

  1. To access Settings, log into the Chime app and tap on the gear icon.
  2. Tap “Set up direct deposit” under Account Information.
  3. Print the form attached to your email.
  4. Within two payment cycles, you should start receiving direct deposits from your employer.

Direct deposit is easy to set up if your employer offers it. If you’re out of work, direct deposit can also be used for unemployment benefits.

Don’t have a printer? 

Direct deposit can also be set up by logging into your payroll or benefits account online and entering the routing and account numbers of your Chime Checking Account (also located under Settings -> Account Information).

How to add cash to chime account?

Chime offers a different way of adding cash to your account compared to traditional banking, but it is still straightforward.

For this, you can use Chime’s Cash Deposit feature, which lets you deposit cash at various retail locations.

Here’s how you add cash to Chime:

1. Locate a Participating Retail Location:

A number of retailers, including Green Dot, have partnered with Chime to provide cash deposit services.

Find out where you can deposit cash using Chime’s app or website.

2. Prepare Your Information:

Make sure you have the following information before leaving for the retail location:

  • In the Chime mobile app or on your Chime card, you can find your Chime Spending Account number.

  • You will need to provide a valid government-issued photo ID, such as your driver’s license or passport, at most locations.

3. Visit the Retail Location:

Several retail locations offer Chime Cash Deposits, such as Walgreens, CVS, and 7-Eleven.

4. Initiate the Cash Deposit:

Upon arrival at the retail location:

  • Identify yourself to the cashier and tell them you want to make a cash deposit.
  • Identify yourself by providing your Chime Spending Account number.
  • Deposit the amount of cash you wish to deposit.
  • Cash deposits should be made to the cashier.

5. Confirm and Receive Receipt:

A receipt will be issued to you as proof of the deposit by the cashier. Keep this receipt for your records.

6. Wait for the Funds to Be Available:

In most cases, the cash deposit will appear in your Chime account within minutes to hours, but in some cases, it may take longer. The time frame will vary according to store location and deposit details.

7. Verify the Deposit:

Using the Chime mobile app or online transaction history, you can verify that the cash has been added to your Chime account.

If you are planning to deposit cash at a retail location, you should make sure to check if there is a fee for using their cash deposit services.

add cash to chime account

How to Transfer Money to Your Chime Account?

The first step is to make sure you have your Chime account routing and account numbers.

First, you’ll need to locate your Chime account routing number. To locate your Chime account number, follow these steps:

  1. Click the ‘Move Money’ button
  2. Select ‘Settings’ from the menu.

Taking a screenshot on your device, or writing them down, will be useful for making the bank transfer.

Your next step will be to log in to your bank account. This will depend on the bank you are using, and the transfer process will also vary based on the bank.

You need to remember to use the routing and account numbers of your Chime account when you transfer money.

The money is sent directly to your Chime account once the transfer has been completed. From there, you can use the money to make purchases.

In addition, you can initiate a transfer through Chime itself. It will show you an option called ‘Transfers’ under the ‘Move Money’ menu.

Select your bank, log in using your online security details, and you’ll be able to request money from several banks. Your bank account will be used to send you the cash after you’ve done that.

How to deposit cash into Your Chime Checking Account?

Become a Chime Checking Account customer and deposit cash into your account at over 90,000 retail locations by asking the cashier to do so. 

In the Chime mobile app, you can view your deposit limits by following these steps:

  1. To open Settings, tap the gear icon.
  2. Tap the Account info button.
  3. View limits can be set by tapping.

There are no fees associated with deposits made at Walgreens or Duane Reade stores.

Some third-party money transfer services impose fees or limits on the deposits you make to your Checking Account, such as:

  • Amounts per transaction 
  • You can add cash to the Checking Account on a daily, weekly, or monthly basis

These are some of the many other retailers accepting cash deposits, with the applicable fees:

  • Walmart
  • 7-Eleven
  • GPM Investments
  • Sheetz Incorp
  • Speedway
  • CVS
  • Rite Aid
  • Pilot Travel Centers (Pilot Flying J)
  • Dollar General
  • Family Dollar
  • Holiday Station Stores
  • Circle K Stores
  • Cumberland Farms Corp
  • Kwik Trip Inc
  • TA Operating LLC 
  • Royal Farms
  • Krause Gentle (Kum & Go)

If you deposit cash to your Checking Account, it is transferred by a third party into your account.

The money deposited under your Checking Account is FDIC insured once it reaches the bank that holds your account.

The chip or manual entry of your debit card number will not be accepted by our cash deposit partners when depositing cash into your Chime Checking Account.

If the magnetic strip on your card is damaged, you will not be able to deposit cash. You will need to replace your card if the magnetic strip is damaged.

Can you add cash to Chime with debit card?

Using a debit card, you can deposit cash into your Chime account. You can deposit cash for free at Walgreens.

You can also deposit cash at other retail outlets including CVS, Walmart, and Walgreens.

Chime usually receives deposits made at Walgreens or other retailers within minutes, although some may take up to two hours to arrive.

Adding cash to your Walgreens account is simple. Just bring your money and Chime Visa Debit Card to the cashier, and you’re good to go.

There is no fee for adding cash to your Walgreens account.

It is important to note that Chime is not a bank; banking services and debit cards are provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; members of the Federal Deposit Insurance Corporation.

In addition to providing information on how to connect Cash App to Chime and transfer money between the two, I can also assist with that.


Chime stands out as a leader in digital banking because of its ability to add cash to your Chime account.

The ability to add cash is a testament to Chime’s commitment to meeting the diverse financial needs of its users.

With Chime’s cash deposit feature, you can take control of your finances like never before, whether you’re converting physical cash into digital currency for everyday spending or simply want to make use of the gifts and tips you’ve received.

You can ensure that you always have your money at your fingertips by following the simple and straightforward process outlined in this guide.

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