How to Add Money to Chime Card? Right Now

How to Add Money to Chime Card? In recent years, the use of online banks and financial technology companies has revolutionized the way we manage our finances.

Chime is one such fintech that’s gained a lot of traction recently.

With Chime, your money is managed on the go with a sleek mobile app and early direct deposit features, no hidden fees, and no hidden charges.

If you’re new to Chime or are considering switching to this innovative banking platform, you’ll want to know how to add money to your Chime card first.

Our guide walks you through the various methods you can use to fund your Chime account, ensuring you’re confident and knowledgeable about this cutting-edge bank.

Ways to Add Money To Chime Card?

A Chime Card can be loaded with money in four different ways:

  • Direct Deposit
  • Mobile Check Deposit
  • Electronic Transfer
  • Cash Deposit

Adding money to your Chime Card requires you to have your Chime routing number and spending account number.

Here’s how you can get your Chime bank account information:

How to Add Money to Chime Card?

Adding money to your Chime card is a straightforward process that can be done in a few different ways. Here’s how:

1. Direct Deposit:

The easiest and most convenient way to add money to your Chime card is through direct deposit. Here’s how:

  • Directly deposit your wages into your Chime account by providing your employer’s account and routing number.
  • You will be able to use the funds as soon as they are deposited into your Chime account.

2. Mobile Check Deposit:

The Chime mobile app allows you to deposit checks. To do so, follow these steps:

  • On your smartphone, launch the Chime app.
  • Select “Move Money” or “Check Deposit”.
  • Simply follow the on-screen instructions to take a picture of your endorsed check front and back.
  • Submit the deposit and confirm the details.
  • Chime should credit your account within a few business days after the check clears.

3. Cash Deposits:

Several retail locations, like Green Dot, offer cash deposits into Chime accounts. Here’s how it works:

  • Check out Walgreens, CVS, or 7-Eleven to find a participating retail store near you.
  • To deposit cash into your Chime account, visit the cashier.
  • Please provide your Chime account number and the amount of your deposit.
  • If you pay the cashier in cash, the money will be loaded onto your Chime card immediately.

4. Bank Transfer:

The following steps will guide you through the process of transferring money from an external account to your Chime account:

  • Chime’s mobile application or website requires you to log in.
  • Go to “Settings” or “Transfers”.
  • You can link a bank account by selecting “Link a bank account”.
  • The external bank account information needs to be entered.
  • Ensure that the linking process has been completed.
  • Obtain funds from your external bank and transfer them to your Chime account. This process can take a few business days.

5. Cash App or Venmo:

Here’s how you can link your Cash App or Venmo account to your Chime card to transfer funds:

  • Install the Cash App or Venmo app on your smartphone.
  • By entering your Chime card information, you can link your Chime card.
  • To transfer money from your Cash App or Venmo balance to your Chime card, follow the app’s instructions.

It is easy and flexible to add money to your Chime card, with options including direct deposits, mobile check deposits, and even cash deposits at retail outlets.

Chime’s modern banking platform allows you to manage your finances the way that works best for you. 

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How To Get Your Chime Account Routing Number and Account Number

Chime partners with Stride Bank, N.A. and The Bancorp Bank to provide its customers with bank details.

Every Chime account registration generates individual routing and account numbers, which can be seen either through the Chime app or on Chime’s website.

Your Chime bank details can be found through the Chime App in the following ways:

  1. Open your Chime app.
  2. To move money, tap “Move Money”
  3. From the menu, select “Settings”
  4. Keep a record of your bank and routing numbers

The Chime website can be used to find your Chime bank details

Additionally, you can access your routing number and account number from the Chime website if you don’t have the Chime App on your mobile device.

  1. Chime’s website can be found here.
  2. To move money, click the “Move Money” button
  3. Go to “Settings”
  4. Keep a record of your bank and routing numbers

You can add money to your Chime Account in several ways now that you’ve learned how to get your routing number and spending account number:

Add Money to Chime Card

How to Add Money To Chime Card Through Mobile Check Deposit?

Your Chime Card can be loaded with money using Mobile Check Deposit if you receive your paychecks through direct deposit first.

After paying your paychecks through Chime direct deposit for a period of time, your Chime App will automatically enable you to deposit money via mobile check.

Here’s how to claim your check through Mobile Check Deposit if you’re eligible to deposit checks on your Chime app:

  1. Checks to be deposited should be prepared
  2. Visit the Chime website or your Chime mobile app.
  3. To move money, tap “Move Money”
  4. Under “Add Funds”, select “Mobile Check Deposit”
  5. Your checking or savings account will be the account where the check will be deposited.
  6. Please type the exact amount written on the check
  7. Make sure you take a clear picture of both sides of the check
  8. Take a look at the deposit details
  9. Make sure the deposit has been confirmed

Preparing your Check

Checks must be filled out correctly and legibly and must be signed before they can be taken.

While the process may differ from cashing a check in at the bank, you still need to sign the check. # Add Money To Chime Card Through Mobile Check Deposit

Mobile Check Depositing Times

The clearing time for different banks will vary, so it is impossible to give you an exact timeframe for receiving your money.

However, a good rule of thumb is to inquire about it with the bank that issued it if you have not received it within a week.

Voiding Your Check

Make sure you void the actual physical check after it has been deposited and reflected in your Chime balance. When voiding a check, you can write VOID on the front or tear it up.

This protects you against fraud or malicious intent.

How to Add Money To Chime Card Using Chime-Initiated Bank Transfer?

Your Chime Spending Account can be linked to your external bank account by linking your Chime Spending Account to your external bank account.

Then, you can connect both bank accounts by:

  1. Visit the Chime website or your Chime mobile app.
  2. To move money, tap “Move Money”
  3. In the Transfer Funds section, select “Transfer”
  4. From the list of accredited banks, select your bank.
  5. You will need to log in with your external bank credentials.

Banks Allowed for Chime-Initiated Electronic Transfers

In addition to Chase, Bank of America, Wells Fargo, Citi, US Bank, USAA, Fidelity, PNC Bank, Capital One 360, TD Bank, SunTrust, Navy Federal, and Charles Schwab, chime-initiated electronic transfers are available at the following banks: Chase, Bank of America, Wells Fargo, Citi, US Bank, USAA, and Fidelity.

Electronic Transfer Limits and Processing Times

The Chime savings account allows you to transfer up to $200.00 each day, or $1,000 per month. You can expect the funds to appear in your Chime balance within five business days.

Where Can I Add Cash to My Chime Card?

The short answer is that you can add money to your Chime Visa® Debit Card from more places than you might think. 

A total of 8,500 Chime cash deposit locations are located at Walgreens stores. Depositing cash in person is free.

There are over 75,000 retail locations where you can deposit cash with Chime, including:

  • Walmart
  • CVS
  • 7-Eleven

Walgreens and other retailers usually post cash deposits to Chime accounts within minutes, though some may take up to two hours.

Retailers like Walgreens accept cash deposits long after traditional banks close.

Gig workers and anyone working irregular hours can deposit cash whenever and wherever is convenient. # Where Can I Add Cash to My Chime Card


When technology is reshaping the way we interact with our finances, Chime is a standout choice for those who want a seamless, fee-conscious, and user-centric banking experience.

To unlock the full potential of this digital banking platform, you must learn how to add money to your Chime card.

You can deposit funds directly, by mobile device, or transfer funds from an external bank account with Chime.

You can easily load the funds on your Chime card by following these steps, so you can cover your everyday expenses, save for your future, or simply relax knowing that you’re well taken care of.

Taking control of your finances is easier than ever thanks to Chime’s commitment to transparency and accessibility.

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